Blog
Discover our latest articles and blogs
Advance care directives in Victoria: how to make one
What a Victorian advance care directive is, who can make one, how to sign and witness it, when it applies, and how it fits with your estate planning.
How to Consolidate Your Super Funds in Australia
Thinking of combining your super accounts? Here is how to roll them into one, what to check first, and the insurance and fee traps that catch Australians out.
Is Income Protection Tax Deductible in Australia?
Income protection premiums are usually tax deductible in Australia, but not always. See what you can claim, what you can't, and where it goes on your return.
Retirement Cash Flow in Australia: Keep 1 to 2 Years in Cash
Build an Australian retirement cash flow worksheet, check ATO drawdown rules, use MoneySmart tools, and hold cash for essential costs through market falls.
Income Protection Benefit Period: 5 Options, Australian Super Costs
Compare five common benefit periods, see how super can affect premiums and offsets, and learn what an Australian planner checks before you choose cover.
Australian Income Protection Waiting Periods: Check Super Near Retirement
For Australians near retirement, compare waiting periods in super and personal cover, tax, claim timing, and the cash buffer needed before benefits begin.
What Advisers Check: Home Equity Access Scheme for Older Australians
Practical guide for older Australians: how the Home Equity Access Scheme works, the 3.95% rate, Centrelink impact and an adviser checklist to weigh your...
Australians: Practitioner led aged care financial advice on 2026–26 changes
Practitioner led guide to Australia’s 2025–26 aged care changes, with a 6 step planning checklist, 120 day fee window and adviser guide.
Avoid Age Pension surprises: Lifetime annuities for Australians 50+
Australia first explainer for Australians 50+: how lifetime annuities work, key PDS checks, and how Age Pension and tax rules can change your payments.